More Straightforward.
Stay More Organised.
Shariah-Compliant
Financing based on Shariah principles.
Fast
A process designed for a smoother application experience.
Simple
An application process with clear and structured steps.
Transparent
Financing information is presented clearly.
01. Check
Check your eligibility by providing the required information.
02. Complete Your Documents
Prepare and submit the required documents for assessment.
03. Review Your Offer
Once your application has been assessed, review the financing details and terms offered.
04. Receive Your Financing
Once all required documents and processes are completed, the financing will be disbursed according to the agreed terms.
MTC Bayat
Islamic Financing
Enjoy convenient and Shariah-compliant financing designed for eligible employees.
- Financing tenure of up to 120 months
- Financing amount of up to RM150,000
Frequently Asked Questions
Shariah-compliant personal financing is a financing facility structured based on the relevant Shariah principles and terms established by the financing provider.
MTC Bayat financing is offered to government servants who meet the prescribed eligibility requirements.
Basic documents may include a MyKad, latest payslip, and other supporting documents depending on the application requirements.
Yes, MTC Bayat provides debt consolidation facilities for applicants who meet the eligibility requirements, subject to assessment and the applicable financing terms.
Any applicable fees, charges or costs will be communicated based on the relevant terms and conditions before you proceed.
What Our Customers Say
“Simple and easy process.”
The application process was straightforward and the team explained everything clearly. I’m happy with the service from MTC Bayat.
“A smooth experience from start to finish.”
The process was easy to understand and the team was helpful throughout my application. Everything was handled professionally.
“Fast, clear and professional.”
I appreciated how clearly the team explained the process and requirements. The overall experience was smooth and convenient.
